Aetna Dental Insurance – Spring Hill, TN
Learn More About the Benefits of Aetna
Brushing and flossing are crucial to keeping your teeth and gums healthy. However, you should still see your dentist for a cleaning and checkup every 6 months. You don't have to worry about a large bill when choosing an Aetna dentist in Spring Hill. We will help you maximize your dental insurance to achieve optimal oral health without breaking the bank.
Aetna Coverage Availability & Fees
Paying your monthly premiums for your dental policy is an investment in your oral health. You can use your coverage to offset the cost of common treatments to keep your smile healthy. Aetna is a leading provider of policies for individuals and families. Although every plan differs, most include:
- 100% coverage for preventive services
- 80% coverage for minor restorative services
- 50% coverage for major restorative services
The American Dental Association recommends everyone have a cleaning and checkup twice per year, even if you don’t have any current dental concerns. Preventive care is proven to stop common oral health issues to reduce the likeliness of needing costly treatment later. Research has found every $1 spent on prevention can save up to $50 on restorative services. You can use your dental insurance to maintain your semi-annual appointments for a co-payment.
If your dentist finds a problem, it can be treated quickly, even if money is tight. After reaching your deductible, your dental insurance in Spring Hill can pay 50% to 80% of the expense until meeting your annual limit. Aetna recommends choosing a dentist in their network to enjoy more coverage at the time of service. However, you can still visit an out-of-network provider, but you will have to pay the difference between the office fees and your insurance’s allowable amount.
We are proud to work with both in-network and out-of-network patients to maximize their annual coverage. Your dental benefits don’t last forever. They expire at the end of the year. Anything you don’t use won’t carry over into the new year, and you won’t be reimbursed for your premiums or deductible.
With less than 3% of Americans meeting or exceeding their annual allowance, we will help you make the most of what you have paid.
Meet Melissa B. Financial Coordinator
We know dental insurance is confusing, but you don’t have to navigate your policy alone. Our financial coordinator is here to help you every step of the way. Melissa studied at the University of Arkansas at Little Rock and is CPR certified. Besides helping with daily operations in the office, Melissa works with our patients to find the financial solutions they need for a healthy smile.
Melissa will file any necessary paperwork with Aetna, so you have one less thing to worry about. She will explain how your benefits are being used and if you owe any remaining balance. She will review your payment options for any out-of-pocket expense, like third-party financing.
If you have any questions about your dental insurance, or you are ready to schedule an appointment, contact our office today.